Life Insurance

understanding whole life insurance

Unraveling Whole Life Insurance

Unlike term life insurance, which expires after a certain amount of time, whole life insurance stays active throughout the entirety of the policyholder’s life. To activate the policy, a person will have to go through a medical exam as well as contribute a minimum amount of premiums. Over time, as premium amounts are paid, the […]

final expense insurance

Who Should Consider a Final Expense Insurance Policy

The subject of one’s mortality is generally not a pleasant one to consider. It is however a fact of life as we all eventually die. This brings to light the question of how your loved ones will pay for your final expenses should you pass away unexpectedly. No one wants to leave a financial burden […]

megaphone-shouting

Wills vs. Life Insurance Policies: Who’s Boss?

By Ed Leefeldt, Insure.com – Last updated: April 10, 2013 Dad mentioned he would leave everything to you, but when his will goes through probate you discover that the bulk of his fortune was in a life insurance policy that named his ex-wife as the beneficiary. Who gets the check? The life insurance policy trumps […]

Health Insurance

Florida Medicare

Florida Blue Medicare Plans

As a Florida senior aged 65 or older, you’re probably considering a Medicare plan for 2014. While you have choices when it comes to how you receive your Medicare benefits, choosing a quality provider ensures you get the care you need when you need it most- and that’s always a good thing. Florida Blue Medicare […]

medicare supplement plans

Medicare Supplemental Insurance

Medicare supplemental insurance is an insurance policy that fills the gap between your medical bill and what Medicare will pay. In general, Medicare Part A is designed to pay for your stay at a hospital and Part B is for visits to your doctor’s office and outpatient treatment. It does not cover your entire medial […]

Medicare Advantage

Medicare Advantage Plans

There is considerable confusion about the difference between traditional Medicare and Medicare Advantage. According to 2017medigapplans.com, traditional Medicare is provided by the government while Medicare Advantage is provided by a private company. Persons eligible for Medicare coverage have a choice between care provided by the government and care provided by a private company. If they […]

man-peeking

How the Feds Will Know if You Have Health Insurance

By Barbara Marquand, Insure.com – Last updated: April 3, 2013 Starting next year the Patient Protection and Affordable Care Act will require most Americans to have health insurance. That means unless you qualify for an exemption under the law, you’ll have to buy a health plan if you don’t already have one through work, a […]